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Our Process  -  Your Future

          Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success. 

         We are unique in the combination of our tax and investment knowledge and experiences.  

         Browse through our website.  It is dynamically filled with educational videos, articles, slideshows, and calculators designed to help you learn more about your finances.

         As you search through our site, send me a note regarding any questions you may have about any particular investment concepts, services we offer, or products. We'll get back to you quickly with a thoughtful answer.

         We welcome new clients and treasure our existing clients.    

Accounting + Tax + Investment Services = we really add up!

Shelly T. Terzolo

President

The Terzolo Financial Group, Inc.

We know it can be difficult to talk about your financial life.  We love what we do and make it our mission to listen to your concerns, your goals, and use the tools we have to help you pursue your goals.

We know it can be difficult to talk about your financial life.  We love what we do and make it our mission to listen to your concerns, your goals, and use the tools we have to help you pursue your goals.

You are invited to learn more about the services we provide, please feel welcome to call us at (315) 484-1020 for a complimentary consultation.

We look forward to speaking with you. 

Meet Our Staff

Meet Our Staff

This great team provides client centered, caring, and professional services each and every day!

Congratulations Shelly Terzolo! 

Congratulations Shelly Terzolo! 

Shelly has earned Circle of Excellence status for 2023 by our brokerage firm Cetera Financial Group

She is being recognized for her trustworthy guidance, running our practice with integrity and pursuing excellence for her clients in all that she does.  

The Cetera Financial Group's Circle of Excellence recognition is not a guarantee of future investment success and should not be construed as an endorsement of Shelly Terzolo by any client.

Tax Preparation & Planning

We employ tax-smart strategies to help evaluate your unique situation.

Make your tax appointment for 2022!

Accounting Services for Small Businesses

We're committed to helping your small business at every step of the way.

Investment Planning and Management

Our team of Financial Advisors work to understand your needs and develop a plan for your future.

Life Insurance Planning

Life is unpredictable. We can help plan for the unexpected.

TERM LIFE INSURANCE                                            MADE EASY

TERM LIFE INSURANCE                                            MADE EASY

Our partner in Life Insurance, Ash Brokerage, has designed with Legal & General America Life Insurance, a FlashTerm insurance process.

FlashTerm is a collaboration between Ash and Legal & General for a seamless, swift, exam-free term life insurance option.

1.  With the streamlined application process, qualified applicants can expect an approval decision in 1 to 3 days.

2.  The experience should be seamless and hassle-free with minimal interactions with me or the insurance carrier.

3.  No medical exam needed, no lab work, too!

4.  Affordable premiums now, option to convert to permanent insurance later - without additional underwriting!

Qualified applicants - ages 20 - 50, death benefit (depending on age) - $100k - $1.5 million - terms - 10 - 40 years (in 5 year increments).  Coverage through WilliamPenn Life Insurance of New York.

This is an opportunity to easily:

Get life insurance coverage;

Supplement your current coverage; or

Add this convertible coverage to your portfolio!

Interested - please give me a call at 315-484-1020 - let's start the FlashTerm process!


The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased. Before implementing a strategy involving life insurance, it would be prudent to make sure that you are insurable by having the policy approved. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition, if a policy is surrendered prematurely, there may be surrender charges and income tax implications.

A Checklist for When a Spouse or Parent Passes

A Checklist for When a Spouse or Parent Passes

An overview of some fundamental steps when a loved one passes.
Our Mission - To help clients. We help clients with their financial questions and concerns.

Our Mission - To help clients. We help clients with their financial questions and concerns.

We have a dedicated team of professionals at The Terzolo Financial Group, Inc. who embrace the Mission of our firm.  Since 1996, we have been taking care of our clients, answering questions, listening to concerns, helping.

  • We apply our tax knowledge to the completion of tax returns - we complete Federal, all State, Trust and business tax returns;
  • We provide business clients with monthly accounting, quarterly returns, business planning;
  • We assist business clients in opening their businesses;
  • Tax planning is an important conversation we offer our clients annually to review the situation and make suggestions for tax smart moves;
  • Financial planning is a pinnacle offering at our firm, our team provides investment management, goal planning, life and long-term care insurance by listening to the worries, dream and concerns of our clients.  Each investment plan is individual to our client as we listen, we research, we respond.

The best work we do is collaborative. Our clients know they can call our offices at any time for personal attention to their situations. Our phones are answered by our friendly staff and will be directed appropriately for a timely response.

Have a Question? Simply fill in the form below and we'll be in touch.

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